Home financing can be complicated.  Especially since the financial market meltdown in 2008.  That’s why it’s more important than ever to learn as much as possible about mortgages and home loans BEFORE starting your home search (in Boston or anywhere).

To help you out we’ve produced a terrific recorded webinar with Ravi Pahuja of Residential Mortgage Services and guarantor loans at trust two titled “9 Steps To Obtain the Right Home Loan For You”.  The recording is available for viewing on demand right here:

In the video Ravi discusses the 9 Steps to Obtain the Right Home Loan:

1. Determine How Much Home You Can Afford

2. Why Your Credit Score Matters

3. Loan Types Currently Available and Down Payment Required For Each

4. A.R.M.’s vs Fixed Rate Loans – Benefits and Drawbacks of Each

5. What Current Mortgage Rates Are and Where They’re Headed

6. Budgeting For Closing Costs

7. Getting Your Documentation and Paperwork in order

8. The Underwriting Process and Funding the Loan at Closing

9. Everybody’s Situation is Unique – Options are Available